* {
	padding: 0px;
	margin: 0px;
	border: 0px;
	}

#wrapper {
	width: 655px;
	background:url(bg.jpg) no-repeat top;
	margin: auto;
	background-color: #fff;
	padding-left: 20px;
	padding-right: 20px;
	}

#top {
	width: 650px;
	position: relative;
	font-family: Arial, Helvetica, sans-serif;
	color:#00000;
	font-size: 12px;
}
#top ul {
	padding-left: 5px;
	list-style:url(chevronW.png);
	list-style-position: outside;
	font-size: 12px;
	margin-left: 10px;
	}
#top li {
	padding-bottom: 10px;
	}
	
#member {
	position: relative;
	margin:0 auto;
	}
#member h1{	
	letter-spacing: 0.2em;
	font-size: 12px;
	padding-top: 10px;
	padding-bottom: 10px;
	border-bottom: 1px solid #C9E9D2;
	font-family: Arial, Helvetica, sans-serif;
	color:#02a554;
	}
#membertext{
	width: 600px;
	padding: 15px;
	font-size: 12px;
	line-height: 16px;
	font-family: Arial, Helvetica, sans-serif;
	color:#000000;
	}
#membertext1{
	width: 470px;
	float: right;
	padding:15px 10px;
	font-size: 12px;
	line-height: 16px;
	font-family: Arial, Helvetica, sans-serif;
	color:#000000;
	}
#memberpic{	
	padding-bottom: 15px;
	line-height: 16px;
	float: left;
	padding-right: 10px;
	}

#CER {
	position: relative;
	margin:10 0px;
	}
#CER h1{	
	letter-spacing: 0.2em;
	font-size: 12px;
	padding-top: 10px;
	padding-bottom: 10px;
	border-bottom: 1px solid #C9E9D2;
	font-family: Arial, Helvetica, sans-serif;
	color:#02a554;
	}
#CERtext{
	width: 470px;
	float: right;
	padding:15px 10px;
	font-size: 12px;
	line-height: 16px;
	font-family: Arial, Helvetica, sans-serif;
	color:#000000;
	}
#CERpic{	
	padding-bottom: 15px;
	line-height: 16px;
	float: left;
	padding-right: 10px;
	}
	
#spreads {
	position: relative;
	margin:10px 0px;
	}
#spreads h1{	
	letter-spacing: 0.2em;
	font-size: 12px;
	padding-top: 10px;
	padding-bottom: 10px;
	border-bottom: 1px solid #C9E9D2;
	font-family: Arial, Helvetica, sans-serif;
	color:#02a554;
	text-align:left;
	}
#spreadstext{
	width:470px;
	float:right;
	padding:15px 10px;
	font-size: 12px;
	line-height: 16px;
	font-family: Arial, Helvetica, sans-serif;
	color:#000000;
	}
#spreadspic{background-color:#FFFFFF;	
	padding-bottom: 15px;
	line-height: 16px;
	float: left;
	padding-right: 10px;
	}
.clear{clear: both;}